New York paycheck calculator
New York has a progressive (graduated) state income tax. Enter your hourly wage below to estimate your New Yorktake-home pay after federal tax, Social Security, Medicare, and state income tax.
Paycheck calculator
Estimated take-home pay
$1,604.12every two weeks
$41,707 a year ·$3,476 a month
| Gross pay | $52,000.00 |
|---|---|
| Federal income tax | −$4,060.00 |
| New York income tax | −$2,255.00 |
| Social Security (6.2%) | −$3,224.00 |
| Medicare (1.45%) | −$754.00 |
| Additional Medicare (0.9%) | −$0.00 |
| Pre-tax deductions | −$0.00 |
| Net (take-home) | $41,707.00 |
Effective tax + FICA rate: 19.8%· Marginal federal bracket: 12%
Estimate only. Excludes local/city taxes, employer benefit elections, W-4 adjustments, and other withholdings. Your actual paycheck will differ. This is not tax advice.
New York income tax rules (2026)
New York uses graduated brackets (single filer shown; married brackets are wider). A $8,000 standard deduction applies first.
| Taxable income | Rate |
|---|---|
| $0 – $8,500 | 4.00% |
| $8,500 – $11,700 | 4.50% |
| $11,700 – $13,900 | 5.25% |
| $13,900 – $80,650 | 5.50% |
| $80,650 – $215,400 | 6.00% |
| $215,400 – $1,077,550 | 6.85% |
| $1,077,550 – $5,000,000 | 9.65% |
| $5,000,000 – $25,000,000 | 10.30% |
| $25,000,000+ | 10.90% |
Progressive 4%–10.9% using New York's 2025 Form IT-201 rate schedule (2026 schedule not yet published; New York's thresholds are statutory and rarely change). Estimates exclude New York City and Yonkers local income taxes, and the state tax-benefit recapture that applies above $107,650, so figures for high earners may be slightly low.
Source: New York State Department of Taxation and Finance, 2025 Instructions for Form IT-201 (rate schedule and standard deduction). https://www.tax.ny.gov/forms/html-instructions/2025/it/it201i-2025.htm · Verified 2025-12-01. See ourmethodology for all figures.
Take-home pay by wage in New York
Single filer, 40 hours a week, 2026 rates.
| Hourly | Gross / yr | Take-home / yr |
|---|---|---|
| $15/hr | $31,200 | $26,138 |
| $16/hr | $33,280 | $27,695 |
| $17/hr | $35,360 | $29,252 |
| $18/hr | $37,440 | $30,809 |
| $20/hr | $41,600 | $33,923 |
| $22/hr | $45,760 | $37,036 |
| $25/hr | $52,000 | $41,707 |
| $28/hr | $58,240 | $46,378 |
| $30/hr | $62,400 | $49,491 |
| $35/hr | $72,800 | $56,646 |
| $40/hr | $83,200 | $63,390 |
| $45/hr | $93,600 | $70,110 |
| $50/hr | $104,000 | $76,802 |
| $60/hr | $124,800 | $90,127 |
| $75/hr | $156,000 | $109,580 |
Frequently asked questions
- Does New York have a state income tax?
- Yes. New York uses graduated brackets from 4.00% up to 10.90%. Progressive 4%–10.9% using New York's 2025 Form IT-201 rate schedule (2026 schedule not yet published; New York's thresholds are statutory and rarely change). Estimates exclude New York City and Yonkers local income taxes, and the state tax-benefit recapture that applies above $107,650, so figures for high earners may be slightly low.
- How much is $20 an hour after taxes in New York?
- About $33,923 a year, or $2,827 a month take-home, for a single filer at 40 hours a week — an effective rate of 18.5%.
- What taxes come out of my paycheck in New York?
- Federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and New York state income tax. Local city taxes are not included in this estimate.