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$18 an hour after taxes in Indiana

$18.00 an hour is about $31,159 a year after federal taxes and Indiana state tax — roughly $2,597 a month take-home. That's an estimated 16.8% of gross pay going to income tax, Social Security, and Medicare.

Take-home from $18/hour

$31,159 / year

$2,597 a month · $1,198.41 per bi-weekly paycheck

Annual paycheck breakdown
Gross pay$37,440.00
Federal income tax−$2,312.80
Indiana income tax−$1,104.48
Social Security−$2,321.28
Medicare−$542.88
Net (take-home)$31,158.56

Effective tax + FICA rate: 16.8% · Assumes 40 hrs/week, single filer, Indiana.

Estimate only. Excludes local/city taxes, W-4 adjustments, and other withholdings. This is not tax advice.

These figures assume a single filer working 40 hours a week in Indiana. Change your filing status, hours, overtime, pre-tax deductions in the interactive calculator.

$18.00 an hour is close to what a typical U.S. full-time worker earns. Over a year of 40-hour weeks that is $37,440 before taxes.

At this level most of your income falls in the 10% and 12% federal brackets after the standard deduction. Contributing to a 401(k) or HSA lowers the income that's taxed (though not the Social Security and Medicare portion), so pre-tax deductions are one of the few levers that noticeably change take-home pay here.

Indiana note: State adjusted-gross-income tax rate 2.95% for 2026 (scheduled to fall to 2.90% in 2027). Indiana counties levy separate local income taxes that are NOT included in this estimate.

Frequently asked questions

How much is $18.00 an hour after taxes?
Roughly $31,159 a year, or about $2,597 a month, after federal income tax, Social Security, and Medicare plus Indiana state tax. Your exact take-home depends on your W-4, filing status, and pre-tax benefits.
What is the take-home pay for $18.00 an hour?
An estimated $599 a week — about $1,198.41 per biweekly paycheck in this example. Adjust the calculator for your state and deductions.
What percentage of my paycheck goes to taxes at $18.00 an hour?
In this estimate about 16.8% of gross pay is withheld for income tax and FICA. Your effective rate is lower than your top tax bracket because federal brackets are marginal.

Other wages in Indiana